A survey conducted by JP Morgan Wealth Management revealed an interesting development: African, Hispanic and Latina women are increasingly investing and initiated in recent years.

In the third version of this survey, it shows that "51% of Hispanic and Latina respondents and 46% of black respondents began investing outside of a company-sponsored retirement plan less than five years ago, compared to 24% of all respondents."

Clearly, the conditions for women to access investment opportunities are changing for the better, especially for these important segments of the U.S. population.

Elsewhere in the study it can be read that "More than half of Black, Hispanic and Latino millennial investors surveyed prefer to take an active role in selecting the stocks, bonds or index funds that make up their portfolio (52% and 53%), compared to 45% of Black Gen Xers and boomers, 46% of Hispanic and Latino Gen Xers and 37% of Hispanic and Latino boomers."

One theme is that the responses highlight the importance of securities markets in strengthening people's financial position and security.

“Respondents who have a plan for their financial goals are significantly more likely to: 1) Rate their current financial health as excellent or good (70% vs. 49% for those without a plan), 2) Say their financial situation is better than five years ago (62% vs. 44%) and 3) Have conversations with their children about finances (52% vs. 29%)”, reveal the report.

Earlier this year, the CEO of BlackRock, the world's largest investment fund, Larry Flink, emphasized in his letter to investors the importance of stock markets in strengthening people's financial position.

Flink was referring specifically to the impact of long-term valuations on the capital of people who want to achieve a solid retirement. The premise is simple but compelling: equity markets offer better returns over the long term than more traditional forms of investment such as savings accounts and fixed-term certificates, which are the main products of traditional banking.

Therefore, the fact that women are beginning to take a greater leadership role in decision making implies an important change.

"Money brings independence. Consistently women, and in particular diverse women, are motivated to build wealth to create more opportunities for their children and families. They understand in a time of changing markets that saving isn’t enough. They also need to invest to have their money make money," said Kristin Lemkau, CEO of J.P. Morgan Wealth Management, in a statement on the firm's website.

Definitely, changes in investment trends imply opportunities and challenges for all actors: in general, anything that benefits the economic position of women has to be encouraged.